Use paytm app in india
Therefore, PhonePe is worth exploring UPI App. You can also buy and sell gold using the platform. Instead, it directly accepts the payment from devices nearby. The app’s unique feature is ‘PhonePe Switch,’ which does not require the QR scanning.
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You can use the app to recharge your mobile number, payment for your utility bills, and contactless online and offline store payment. It allows the users to experience hassle-free money transfer using UPI, wallet, or debit and credit cards. PhonePe is one of the most secure UPI apps in India. With the sleek interface, experience smooth digital payment using the Paytm UPI app. It also allows you to recharge metro cards and book flights, train, and bus. Along with that, recharge your mobile after a browse through the plans and make bill payments. You can link your UPI bank account with Paytm and pay at online and offline stores. Using this app, you can send money directly from your bank. Paytm is one of the leading UPI apps with loaded features for smooth transactions. Also, for some transactions can give you scratch cards with shopping offers and discounts. The new users are likely to get Cashback and referral rewards. You can also browse through the recharge plans, pay the merchants, check bank account balance, and book tickets using this app.
It assures multiple layers of security for the protected transition. You can use this UPI app to make the bank transfers, recharge, and bill payments. Today Google Pay is one of the most used UPI Apps in India. Google Pay or GPay was founded in 2015 by the name of Tez Payment.
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There are Bank UPI apps and third-party UPI apps which is compatible with android and iOS smartphones. If you are a UPI user, you can handle your bank account and money transfers using various mobile wallets and apps. It is a rapid real-time payment system that encourages smooth money transfer between two bank accounts. UPI or Unified Payment Interface, has given a huge push to digital banking in India.
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So, both PhonePe and Paytm win this round. Not to mention, they also have an automated bill system which automatically pays the bills before the due date. PhonePe and Paytm have a clear interface, so they already have an edge over Google Pay.
Google Pay’s interface is quite messy making it hard for users to make payments. Coming to app speed, if you take a look at the video, it’s clear that Paytm is faster than PhonePe when it comes to overall transaction speed. Paytm and PhonePe, on the other hand, are far easier to use. Not to forget, it can be hard for a first-time user to make a payment on Google Pay. Now let’s take a look at which app is the fastest in terms of making transactions? When it comes to Google Pay, there have been complaints about its ‘pending transaction’ issue which is quite frustrating. However, Paytm’s wallet is far more popular than PhonePe’s and it also has a lot more users than PhonePe, making Paytm the winner again. On the other hand, Paytm and PhonePe both offer a wallet and a UPI facility along with the benefit of making payments via credit card, debit card, as well as Net Banking. Starting with Google Pay, you don’t get a wallet facility like the other two apps, so the money gets deducted directly from your bank account during payments. So, when it comes to the user interface, Paytm is the clear winner. Finally, PhonePe’s interface is quite similar to Paytm so the overall design is simple but it’s not as neat and spacious as Paytm. Moving on to Google Pay, while the app shows your contacts and bills that you can pay, the overall interface isn’t as well-categorized as Paytm and can be hard for a first-time user to get hang of it. The simple user interface is what makes it great for even the first-time user. Starting with Paytm, the app is easy to use given its simple icons, words, and the overall design.